/* Ratgeber – gemeinsames Layout, Farben wie die Startseite */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --bg:#0B0B0F;--surface:#131319;--surface2:#1A1A22;--line:rgba(255,255,255,.08);
  --ink:#F2F2F7;--ink2:#A6A6B5;--ink3:#8A8A9A;
  --red:#D7193A;--red-dark:#B01430;--red-text:#ff5470;--red-soft:rgba(215,25,58,.14);
  --green:#3DD68C;--green-soft:rgba(61,214,140,.12);
  --r:18px;
}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"SF Pro Text","Segoe UI",system-ui,sans-serif;background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased;line-height:1.75;font-size:17px}
a{color:inherit}
img{display:block;max-width:100%}

/* KOPFZEILE */
.top{position:sticky;top:0;z-index:50;background:rgba(11,11,15,.85);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}
.top-in{max-width:1080px;margin:0 auto;padding:0 24px;height:60px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{font-size:13px;font-weight:800;letter-spacing:.6px;text-transform:uppercase;text-decoration:none;white-space:nowrap}
.logo b{color:var(--red)}
.top-r{display:flex;align-items:center;gap:16px}
.top-tel{font-size:13px;font-weight:600;text-decoration:none;white-space:nowrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:980px;padding:14px 24px;font-size:15px;font-weight:600;text-decoration:none;border:none;cursor:pointer;transition:background .2s,transform .2s;white-space:nowrap}
.btn-red{background:var(--red);color:#fff;box-shadow:0 8px 26px rgba(215,25,58,.28)}
.btn-red:hover{background:var(--red-dark);transform:translateY(-1px)}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.14)}
.btn-ghost:hover{background:rgba(255,255,255,.14)}
.btn-sm{padding:9px 16px;font-size:13px}

/* ARTIKEL */
.art{max-width:740px;margin:0 auto;padding:40px 24px 64px}
.crumbs{font-size:13px;color:var(--ink3);margin-bottom:28px}
.crumbs a{color:var(--ink2);text-decoration:none}
.crumbs a:hover{color:#fff}
.kicker{font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--red-text);margin-bottom:12px}
h1,.art h2,.card strong{hyphens:auto;-webkit-hyphens:auto;overflow-wrap:break-word}
h1{font-size:clamp(32px,5vw,48px);font-weight:800;letter-spacing:-1.5px;line-height:1.08;margin-bottom:18px;text-wrap:balance}
.lead{font-size:19px;color:var(--ink2);margin-bottom:22px}
.byline{display:flex;align-items:center;gap:12px;font-size:13px;color:var(--ink3);padding-bottom:28px;border-bottom:1px solid var(--line);margin-bottom:32px}
.byline img{width:36px;height:36px;border-radius:50%;object-fit:cover;filter:grayscale(1)}
.byline b{color:var(--ink);font-weight:600}
.art h2{font-size:clamp(24px,3vw,30px);font-weight:800;letter-spacing:-.6px;line-height:1.2;margin:48px 0 14px;text-wrap:balance;scroll-margin-top:80px}
.art h3{font-size:19px;font-weight:700;margin:28px 0 8px}
.art p{margin-bottom:16px}
.art p,.art li{color:#D9D9E3}
.art strong{color:#fff}
.art ul,.art ol{margin:0 0 20px 22px}
.art li{margin-bottom:8px}
.art a:not(.btn){color:#fff;text-decoration-color:var(--red);text-underline-offset:3px}
.note{font-size:14px;color:var(--ink3)}

/* KASTEN: DAS WICHTIGSTE */
.summary{background:var(--surface);border:1px solid var(--line);border-left:3px solid var(--red);border-radius:12px;padding:22px 24px;margin:0 0 36px}
.summary p{font-size:13px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--red-text);margin-bottom:10px}
.summary ul{margin:0;list-style:none}
.summary li{position:relative;padding-left:26px;margin-bottom:8px}
.summary li::before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:700}

/* INHALTSVERZEICHNIS */
.toc{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin:0 0 36px;font-size:15px}
.toc p{font-size:12px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--ink3);margin-bottom:8px}
.toc ol{margin:0 0 0 20px}
.toc li{margin-bottom:4px}
.toc a{text-decoration:none!important}
.toc a:hover{color:var(--red-text)!important}

/* CHECKLISTE ZUM ABHAKEN */
.checks{list-style:none;margin:0 0 24px!important;display:grid;gap:10px}
.checks li{margin:0}
.checks label{display:grid;grid-template-columns:26px 1fr;gap:14px;align-items:start;padding:16px 18px;background:var(--surface);border:1px solid var(--line);border-radius:12px;cursor:pointer;transition:border-color .2s}
.checks label:hover{border-color:rgba(255,255,255,.2)}
.checks input{appearance:none;-webkit-appearance:none;width:24px;height:24px;border:2px solid var(--ink3);border-radius:6px;margin-top:3px;cursor:pointer;display:grid;place-items:center;transition:background .15s,border-color .15s}
.checks input:checked{background:var(--green);border-color:var(--green)}
.checks input:checked::after{content:'✓';color:#0B0B0F;font-weight:800;font-size:14px;line-height:1}
.checks input:focus-visible{outline:2px solid var(--red);outline-offset:2px}
.checks b{display:block;color:#fff;margin-bottom:2px}
.checks span{color:#C9C9D4;font-size:15.5px;line-height:1.65}
.checks li:has(input:checked) b{text-decoration:line-through;text-decoration-color:var(--ink3);color:var(--ink2)}
.progress{font-size:13px;color:var(--ink3);margin:-8px 0 24px}

/* TABELLE */
.tbl-wrap{overflow-x:auto;margin:8px 0 24px;border:1px solid var(--line);border-radius:12px}
table{width:100%;border-collapse:collapse;font-size:15px}
th,td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:12px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--ink3);background:var(--surface)}
td{color:#D9D9E3}
tr:last-child td{border-bottom:none}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
td.hl{color:var(--red-text);font-weight:600}

/* HINWEIS-BOX */
.callout{background:var(--red-soft);border:1px solid rgba(215,25,58,.35);border-radius:12px;padding:18px 22px;margin:8px 0 24px}
.callout p{margin:0;color:#fff}

/* CTA */
.cta{background:linear-gradient(135deg,rgba(215,25,58,.16),rgba(215,25,58,.05));border:1px solid rgba(215,25,58,.35);border-radius:var(--r);padding:30px;margin:44px 0}
.cta h3{margin:0 0 8px;font-size:22px;letter-spacing:-.3px}
.cta p{color:var(--ink2)!important;margin-bottom:20px}
.cta .btns{display:flex;gap:10px;flex-wrap:wrap}

/* FAQ */
.faq{margin-top:8px}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:18px 0;font-weight:600;display:flex;justify-content:space-between;gap:16px;color:#fff}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';font-size:22px;font-weight:400;color:var(--ink3);line-height:1.2}
.faq details[open] summary::after{content:'–'}
.faq details p{padding-bottom:6px}

/* AUTOR */
.author{display:flex;gap:18px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px;margin:44px 0 20px}
.author img{width:72px;height:72px;border-radius:50%;object-fit:cover;filter:grayscale(1);flex-shrink:0}
.author b{display:block;font-size:17px;color:#fff}
.author span{display:block;font-size:14px;color:var(--ink2);line-height:1.55}
.disclaimer{font-size:13px!important;color:var(--ink3)!important;line-height:1.6}

/* WEITERLESEN / ÜBERSICHT */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin:16px 0 8px}
.card{display:flex;flex-direction:column;gap:6px;padding:20px;background:var(--surface);border:1px solid var(--line);border-radius:14px;text-decoration:none!important;transition:border-color .2s,transform .2s}
.card:hover{border-color:rgba(215,25,58,.5);transform:translateY(-2px)}
.card small{font-size:11px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--ink3)}
.card strong{font-size:17px;line-height:1.3;color:#fff}
.card em{font-style:normal;font-size:14px;color:var(--ink2);line-height:1.55}
.card i{font-style:normal;margin-top:auto;padding-top:6px;font-size:14px;font-weight:600;color:var(--red-text)}

footer{border-top:1px solid var(--line);padding:32px 24px;text-align:center;font-size:13px;color:var(--ink3)}
footer a{color:var(--ink3);text-decoration:none}
footer a:hover{color:#fff}

/* HANDY-LEISTE */
.mcta{display:none}
@media(max-width:640px){
  body{font-size:16px}
  .top-in{padding:0 16px;height:56px}
  .top-tel,.top-r .btn{display:none}
  .art{padding:28px 18px 48px}
  .lead{font-size:17px}
  .cta{padding:22px}
  .cta .btn{width:100%}
  .author{align-items:flex-start}
  table{font-size:14px}
  th,td{padding:10px 12px}
  table.stack thead{display:none}
  table.stack tr{display:block;padding:14px 16px;border-bottom:1px solid var(--line)}
  table.stack tr:last-child{border-bottom:none}
  table.stack td{display:block;padding:2px 0;border:none;text-align:left}
  table.stack td[data-label]::before{content:attr(data-label);display:block;font-size:11px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--ink3);margin-top:8px}
  .mcta{display:flex;position:fixed;inset:auto 0 0;z-index:60;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(11,11,15,.94);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .3s}
  .mcta.show{transform:none}
  .mcta .btn{padding:13px 14px}
  .mcta .btn-red{flex:1}
  footer{padding-bottom:100px}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}